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About ZeniPay

We’re building the first
bank that thinks.

Banking is the most paperwork-heavy product most people use, and the most expensive customer-support surface for every business. ZeniPay gives every account a built-in fleet of AI specialists who already read your data — so you stop searching FAQs, stop emailing your accountant, stop waiting on hold. You ask. They answer.

Mission

Make banking that thinks the default — for everyone, in plain language.

ZeniPay is the first online bank where every account ships with a fleet of specialized AI agents. They read your live account data, answer in French or English, and remember the conversation across visits. We’re a Québec company, serving Canada and the United States — bilingual interface, FINTRAC-aligned for Canada, FinCEN-aligned for the US.

What we believe

Four ideas behind every decision we ship.

Every account deserves a fleet

5 AI specialists ship free with every personal account; up to 9 with every business account. Not optional add-ons — included by default.

AI agents need real wallets

Hard-coding API keys and credit cards into autonomous software is a security disaster. Every ZeniPay agent gets a real wallet, spending controls, and a signed audit trail.

Banking-grade or nothing

PCI DSS Level 1 processing, SOC 2 controls, encrypted at rest, HMAC-signed sessions, immutable audit chain. The boring infrastructure that keeps your money where it belongs.

Bilingual is the default, not a feature

Built in Québec. The interface, agent conversations, and customer support are equally fluent in French and English. Detect from the first message, stay there.

Want to talk?

Sales, partnerships, press, or just curiosity — bilingual team, replies within one business day.

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