ZeniPayMerchant
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Accept payments.
Move money. Grow.

ZeniPay Merchant is production-ready payment infrastructure for Canadian and American businesses. Cards, ACH, instant payouts, invoicing, pay links — all on one dashboard, with Finix-backed processing under the hood.

Start accepting paymentsOpen the dashboard

Finix-powered processor · PCI DSS Level 1

99.99%
Uptime target
Signed
Audit trail
CAD · USD
Currencies
0 days
Hold period on payouts
PCI L1
Processor (Finix)
Capabilities

One dashboard for every money movement your business makes.

Accept cards + bank transfers

Credit and debit cards plus EFT bank transfers. Tokenized with Finix.js; card numbers never touch your servers.

Payouts

Funds from your sales are paid out to your business bank account.

Pay links + QR

Generate a hosted checkout link or QR in seconds. Track status per customer.

Invoicing

Branded invoices with automated reminders. Customer pays online, funds settle directly.

Multi-wallet

Segregate customer funds, reserves, operating capital, and payouts. One dashboard, many balances.

Real-time analytics

Volume, auth rates, decline reasons, refund velocity — by merchant, product, or timeframe.

Refunds + disputes

One-click refunds. Dispute evidence collection. Chargeback defense baked in.

Developer API

REST + webhooks. Idempotency keys, signed payloads, OpenAPI spec. Fits into your stack.

Inside the dashboard

Every transaction. Every payout. Every dispute. One view.

Drill down per customer, per day, per product. Export to QuickBooks or Xero with one click. Your CFO sleeps at night.

Open the dashboard
zenipay.ca/app/overview
Net volume · Last 30 days
$284,942.18
↑ 18.4% vs prior·1,286 transactions
Auth rate
98.2%+0.4
Avg. ticket
$221.56+$12
Refund ratio
0.9%−0.1
CustomerMethodAmount
Dubois Imports
2m ago
Visa •••• 4242$1,248.00
Montréal Café Co.
14m ago
ACH$312.50
Lachine Logistics
1h ago
Mastercard •• 1203$4,902.12
Laval Design LLC
3h ago
Visa •• 7891$199.99
Who it’s for

Built for businesses who need payments, not a platform demo.

Travel & hospitality

Complex itineraries, multi-party payouts, long booking windows.

Professional services

Invoicing, retainer billing, milestone-based releases.

E-commerce

High-volume auth, PCI tokenization, international checkout.

Marketplaces

Split payments, contributor payouts, managed liability.

Start accepting payments in minutes.

Fill out the onboarding flow, connect your bank account, start taking cards the same day. Pricing on request: info@zeniva.ca.

Get startedSee pricing