ACH, real-time (RTP/FedNow), wire — send money to employees, contractors, and partners via a single API call. Batch thousands at once.
Choose the right rail for each use case — or let ZeniPay auto-select the fastest available.
Instant payouts via RTP and FedNow rails. Recipients see funds in seconds, not days. Ideal for on-demand platforms.
Guaranteed same-day settlement via NACHA same-day ACH. Perfect for payroll and contractor payments.
Low-cost ACH credit and debit. Best for recurring payouts where speed is less critical.
High-value domestic wire transfers via Fedwire. Full IMAD/OMAD tracking. No cap on transfer amount.
Cross-border SWIFT transfers to 180+ countries. Multi-currency settlement. Correspondent bank network.
Pay thousands of recipients in one call. Upload a CSV or POST a batch. Full status tracking per recipient.
Save bank accounts as verified recipients. Reuse them for recurring payouts. Full KYC/KYB validation. ACH micro-deposit verification. Instant bank verification via Plaid.
From startups to enterprises — if you move money, ZeniPay handles it.