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Real-time (RTP / FedNow)
< 30 seconds · 24/7/365

Instant payouts via RTP and FedNow rails. Recipients see funds in seconds, not days. Ideal for on-demand platforms.

🏦
Same-day ACH
Same business day · Weekdays by 1PM ET

Guaranteed same-day settlement via NACHA same-day ACH. Perfect for payroll and contractor payments.

🔄
Standard ACH
1–2 business days · Weekdays

Low-cost ACH credit and debit. Best for recurring payouts where speed is less critical.

🌐
Domestic Wire
Same day · Weekdays by 5PM ET

High-value domestic wire transfers via Fedwire. Full IMAD/OMAD tracking. No cap on transfer amount.

✈️
International Wire (SWIFT)
1–3 business days · Global

Cross-border SWIFT transfers to 180+ countries. Multi-currency settlement. Correspondent bank network.

📦
Mass / Batch Payouts
All of the above · Upload CSV or API

Pay thousands of recipients in one call. Upload a CSV or POST a batch. Full status tracking per recipient.

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Save bank accounts as verified recipients. Reuse them for recurring payouts. Full KYC/KYB validation. ACH micro-deposit verification. Instant bank verification via Plaid.

Instant bank account verification (Plaid)
ACH micro-deposit verification fallback
Saved recipients with encrypted bank data
Per-recipient payout limits and rules
Full audit trail per recipient
Try it in sandbox →
Recipients
Sarah Johnson
Chase ••••4821
verified
Acme Contractors LLC
BofA ••••7392
verified
Miguel Torres
Wells Fargo ••••1047
pending
Nova Studios Inc.
Citi ••••9283
verified
$0
Pending payouts
+ Add recipient

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✈️
Travel Agencies
Commissions to agents & guides
🚗
Gig Platforms
Driver & contractor earnings
🛒
Marketplaces
Seller & vendor payouts
💼
HR & Payroll
Employee salary disbursement
🎮
Creator Platforms
Revenue share to creators
🏥
Healthcare
Provider reimbursements